Financing Options for Fertility Treatments at Perch Fertility

Building your family should be about hope and possibility—not financial stress. At Perch Fertility, we believe that cost shouldn’t be a barrier to getting the fertility care you need. 

We offer flexible financing options through PatientFi and Gaia, two trusted partners that help make fertility treatment more accessible and affordable. We understand that each patient has unique financial needs, and help you explore the financing options that match your fertility journey.

Why Consider Fertility Financing

Many people hesitate to pursue fertility treatments because of the upfront costs. However, opting to use financing options means you can:

  • Start treatment sooner without the burden of large upfront payments
  • Break down costs into manageable monthly payments
  • Customize a plan that fits your budget and treatment goals
  • Reduce financial risk by choosing refund-based financing options

Whether you're exploring IVF, egg freezing, IUI, or fertility preservation, we want to help you find a financial plan that works for you.

Financing Options Tailored to Your Needs

Understanding the financial aspects of fertility treatment is a crucial part of your journey. To empower you with choices, we've partnered with two distinct financing providers, each offering unique advantages.

Whether you're looking for simple payment plans or protection through refund options, we can help make your path to parenthood attainable.

PatientFi – Flexible, No-Pressure Payment Plans

PatientFi offers simple and transparent financing with low-interest and 0% APR options (subject to approval). This allows you to focus on your treatment without undue financial stress.

PatientFi plans offer:

  • Fast & easy approval process with a soft credit check
  • Flexible monthly payment plans designed to fit your budget
  • No large upfront costs, making treatment more accessible

Check PatientFi’s payment calculator to see payment plan options or call our team at 201-775-0003 to learn more.

Gaia – Smart Financing with Refund Protection

Gaia offers financing that combines affordability with financial security. They offer customized financing plans designed around your treatment journey. 

If multiple cycles may be needed to build your family, Gaia may be a great option for you. 

What makes Gaia unique is its built-in refund guarantee, ensuring that if treatment is unsuccessful, you can receive up to 100% of your money back.

Gaia offers: 

  • Personalized financing based on your treatment needs
  • Refund protection—get up to 100% back if treatment is unsuccessful
  • Fixed-cost options so you know exactly what to expect
  • Financing up to 5 years, making payments manageable

Depending on your fertility goals, Gaia offers different plans with unlimited embryo transfers at a fixed cost that can be financed over 5 years!

  • Single cycle plans with affordable monthly payments.
  • Multiple cycle plans to maximize chances of success. 
  • Refund-backed plans for peace of mind if your treatment is unsuccessful; get 100% back if no baby is born!
  • Egg freezing options with fixed costs and guarantees. If less than 7 eggs are stored you may get a free 2nd cycle!

Explore Gaia’s plans or call our team at 201-775-0003 to learn more.

Get Started Today

  1. Explore Your Options – Review PatientFi and Gaia to see which financing solution best meets your needs.
  2. Apply Online – Both options offer a quick and easy prequalification process.
  3. Start Treatment – Once approved, you can begin your fertility journey with a payment plan that works for you.

We are committed to making your fertility care as accessible and stress-free as possible. Our team will help you navigate your financing options and answer any questions. Contact us for a free financing consultation. 

385 Sylvan Ave #12
Englewood Cliffs, NJ 07632

201-775-0003

Mon-Fri 7:30 am to 4:30 pm
Sat-Sun Closed

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